Choose the answer that best describes your financial management practices.
1.
I develop written financial goals with a date and dollar amount (e.g. I will save $1,500 to buy a car in the next two years.)
Almost Always
Sometimes
Rarely
2.
I have a written budget plan for spending and saving my money and I stick to it each month.
3.
I have an emergency fund that covers at least three months of living expenses.
4.
I comparison-shop and look for ways to trim expenses and save money.
5.
I have a plan to save for long-term goals such as paying for my children's education, home ownership, and starting a business.
Score:
0
Suggestions for Improving Your Knowledge and Using this Website
12-15 points- Congratulations, you manage money very well. Review the Money Management section to refresh your memory, paying particular attention to the "Points to Remember" section. Keep up the good work!
8-12 points- You are doing a fair job of managing your money. Read the Money Management section and complete the exercises. If you want additional information, obtain some of the materials listed in the resource section or contact a local training provider. Click here for a list of training providers in your area. You're moving in the right direction!
7 or fewer points- The Money Management section will help you improve your score. Read the section carefully. Complete the exercises and click on some of the links listed in the resource section. We strongly encourage you to contact a local organization for further training and specialized assistance with your financial management skills. Click here for a list of training providers in your area. Remember, it's never too late to improve your money management skills.
Next: Credit Quiz Back: Self-Assessment Main Page